American Express has given the Platinum Card a useful hotel-side upgrade, and this one is very relevant if you actually stay at Taj properties. The card now offers an annual ₹15,000 statement credit at Taj Hotels, up from ₹10,000. That’s a meaningful bump for a card that already sits at the very top of the fee ladder.
The annual fee remains ₹60,000 + GST, and the rest of the premium travel package stays unchanged. That means Centurion Lounge access and FHR benefits are still part of the deal, while the new art-themed card design is available on renewal.
For Platinum cardholders, this is the kind of enhancement that can be genuinely useful if you can redeem it naturally. A higher Taj credit is not just a marketing flourish — it’s a real increase in value for people who already book luxury stays or use Taj properties regularly. If you don’t, the benefit is much less compelling, because the fee is still extremely high.
The broader takeaway is that Amex is leaning harder into lifestyle and luxury travel rather than broad-based rewards. That makes sense for the Platinum audience, but it also means the card is only worth it if you can extract value from the hotel credit, lounge access, and premium travel perks. For everyone else, the math will still be tough.
What You Should Do: If you already hold the Platinum Card and use Taj hotels, make sure you’re planning to use the ₹15,000 annual statement credit fully. If you’re considering applying, compare the fee against the benefits you’ll actually redeem — this is a card to buy for usage, not for bragging rights.